Limit your speed, not your two-wheeler insurance
Instant policy with zero paper-work
Quick and hassle-free claim process
6500+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
24/7
Around The Clock Assistance
Note: The above data is till 1st April, 2025
Mahindra Two Wheelers Limited (MTWL) made its entry into the Indian two-wheeler market in 2008 by acquiring Kinetic Motor Company Limited. With a legacy spanning seven decades, Mahindra's history is intricately tied to the growth and development of modern India.
As part of the Mahindra Group, MTWL specializes in the production of motorcycles and scooters. Mahindra two-wheelers are celebrated for their dependability, distinctive designs, and emphasis on safety. These vehicles offer not only style but also superior ride quality and excellent mileage.
MTWL's innovation and quality have earned it several prestigious awards. In the scooter category, the brand received the ‘Innovation of the Year’ award at the Car & Bike India Awards 2015 and the ‘Scooter of the Year’ award by Zgnition Auto Awards 2015, among others. In the motorcycle segment, MTWL has been honored with accolades such as the ‘Viewers Choice Bike of the Year’ by Bloomberg, the ‘Commuter Bike of the Year’ by Zigwheels, and the ‘Readers Choice Bike of the Year’ by Bike.
When selecting a Mahindra two-wheeler, you can compare the specifications and features of top-selling models to make an informed choice based on your preferences and budget. To ensure continued peace of mind, timely Mahindra insurance renewal and securing Mahindra bike insurance are essential.

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Gusto 125
Gusto 110
Centuro NXT
Centuro Rockstar
Centuro Rockstar Kick Alloy
Centuro Disk Brake.
Given the ever-rising cost of repairs due to damages, you should consider investing in a Mahindra bike insurance plan. Zurich Kotak General Insurance’s two wheeler policy offers financial protection against expenses arising due to bodily injury or death arising due to an accident, as well as any damage to any property (Third Party Liability).
Our two wheeler insurance policy provides loss or damage cover caused by natural calamities such as fire, hailstorm, and frost, among others. Our two wheeler insurance policy for Mahindra vehicles also provide coverage against man-made calamities such as theft, riot, and strike among others.
With, Two Wheeler Secure policy, you can also avail personal accident cover in case you are the owner-driver. If you wish, you can even opt for an optional personal accident cover for co-passengers.
Additionally, with Zurich Kotak General Insurance’s two wheeler policy, you also have the option to choose from multiple policy tenures ranging from 1-3 years. A longer tenure offers you a seamless long-term protection without the hassles of yearly renewals with the added benefit of additional discounts.
Choosing the right bike insurance partner is about more than just price. It is about ease, reliability and consistent support when it truly matters. Zurich Kotak simplifies both the buying and management of bike insurance through a combination of digital
Bike insurance can be purchased or renewed online in just a few minutes. The process is fully digital, removing the need for paperwork or physical visits.
Policyholders benefit from competitive pricing, long-term policy savings and No Claim Bonus advantages for maintaining a claim-free record.
Online renewals and access to cashless repairs at authorised network garages make it easier to manage claims and keep coverage active without unnecessary delays.
Additional savings are available for AAI members, vehicles fitted with anti-theft devices and riders with a safe driving history.
Round-the-clock assistance is available for claims, renewals and general queries, ensuring timely support whenever required.
Zurich Kotak is recognised for its structured claim handling processes and focus on reliability, helping riders feel more confident about their insurance decisions.
Hassle-free insurance at your fingertips with our easy and fast online process
Get all-round protection for your precious two wheeler in a few steps. We at Zurich Kotak General Insurance understand the value of your time and have simplified the bike & scooter insurance buying process to a few simple steps.
Click on the "Get A Quick Quote" button on Bike Insurance page.
Fill in your vehicle details such as registration number, model, make etc.
Check quote, fill in your personal details and make the payment online.
See how simple it is to get a bike insurance quote with us
Visit Zurich Kotak General Insurance website
Log in to your Zurich Kotak General Insurance profile using the OTP sent to your mobile number
Fill in your details such as bike registration number, mobile number and email id (optional).
Click on the "Get A Quick Quote" button on the Zurich Kotak Bike insurance Page and review coverage
Intimate Claim
Quick Verification
Instant Settlement
Follow these quick steps to renew your bike insurance policy and keep your bike protected always
On-time renewals are beneficial and Zurich Kotak allows you the easy process of renewing your bike insurance policy online.
Visit https://www.zurichkotak.com/renewal and select the type of two-wheeler insurance policy which is due for renewal. For example, if you want to renew a comprehensive two-wheeler insurance policy, then select comprehensive two-wheeler insurance.
Then, fill in your two-wheeler insurance policy number, registration number, chassis number and your mobile number. Now, click on ‘Submit’
The insurance company would then validate your two-wheeler policy number and show the details of your policy on the screen after verification.
Check the details of your policy, choose add-ons if you want to buy any and review the premium of your plan.
Pay the premium and your policy would be renewed instantly with a confirmation on your registered email Id and mobile number. You can pay the premium online through any digital payment mode like credit or debit cards, mobile wallets, net banking UPI, etc.
Filing a claim has never been this easy – we made sure of it
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
Call us on 1800-2120 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.
Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.
You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.
An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.
The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.
Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation
Get familiar with the documents needed for speedy claim process
Documents required for bike insurance claim
To raise a bike insurance claim under different situations mentioned above, you will require the following documents.
Registration Certificate (RC) Copy
Policy Copy
Policy holder's valid ID proof
Drivers Driving license
FIR Copy (In case of theft and TP claim)
Duly filled Claim form
Any further requirements will be conveyed basis inspection
Here is your step-by-step guide to access your policy copy
If you cannot locate the soft copy of your bike insurance policy in your email or have misplaced the physical document, you can easily download it online through the Zurich Kotak website. The process is quick and ensures you always have access to your policy when needed.
Visit the Website: Go to the official Zurich Kotak website: https://www.zurichkotak.com/
Select ‘Download Policy Copy’: Click on the ‘Download Policy Copy’ option available under the Login section at the top right corner of the homepage.
Enter Your Details: Provide your policy number along with your registered mobile number or email ID, then click on ‘Get OTP’.
Verify with OTP: An OTP will be sent to your registered mobile number and email ID. Enter the OTP in the required field to proceed.
Download Your Policy: Once verified, your bike insurance policy copy will be displayed. You can download and save it on your device for future reference.
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